International Health Insurance
Expertly Delivered in Asia

Trusted by expats, families, and businesses
— global standards with boutique care.

Tailored Insurance Solutions for Every Need

Health Insurance

For expats and residents across Southeast Asia

Group Insurance

Tailored health solutions for companies of all sizes

Travel Insurance

Medical protection for every trip — holiday, work, or relocation

The LUMA Advantage

More than just insurance—we craft, curate, and care for your health across Southeast Asia.

Designed for Life in Asia

Tailored protection that fits your lifestyle

Our plans are crafted by LUMA to meet the unique health needs of families and expats across Asia.

Medical Support You Can Trust

Concierge access to expert care

Get direct support from MediPro — your personal medical concierge team.

Always Close, Wherever You Are

Regional coverage with local care

With on-the-ground teams across Southeast Asia, you’re never far from help — in your language, in your country.

Simple, Seamless, Mobile

Manage everything from one app

Submit claims, access benefits, or find care — all from the LUMA App, anytime, anywhere.

Access Southeast Asia's
Largest Medical Network

Enjoy peace of mind that wherever you are, quality care is always within reach.

Enjoy cashless convenience with no paperwork and access to trusted hospitals and clinics.

LUMA Mobile Application

Your health insurance at your fingertips

Manage your health plan in just a few taps—whether you’re at home or traveling—making healthcare more accessible, convenient, and entirely paper-free.

What Our Members Say

Not Sure Where to Start?
Let's Talk.

Our advisors are here to help you find the right health insurance plan—whether it’s for you, your family, or your company.

International Health Insurance Expertly Delivered in Asia